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A simple cash-flow reset

Eight weeks of sight beats a year of guessing. Map the next eight weeks, find your floor, rehearse the tight week, and keep it current with a 20-minute weekly habit.

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01

Step 1 — map the next eight weeks

On one page, list every week from now to week 8. For each week write in what you expect to come in and what you expect to go out. Estimates are fine — precision is not the goal, visibility is.

  • Each week from now to week 8
  • Expected money in
  • Expected money out

02

Step 2 — list your committed bills

Separate the bills that happen no matter what from the ones you could pause or delay. This is your floor.

  • Bills that happen no matter what (rent, software, insurance, payroll)
  • Bills you could pause or delay

03

Step 3 — run your first tight week

Pick your worst week in the eight-week view and live through it on paper first. Decide now, not during the crunch.

  • The worst week in the view
  • What you would delay, cancel, or collect faster

04

Step 4 — build the 20-minute weekly habit

Same time every week. Three small updates keep the picture honest.

  • Update what actually came in and went out
  • Re-check the next eight weeks
  • Pick the one money move that matters this week

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